Send Fiat Payouts

This guide explains how to send a fiat payout from your prefunded balance using the Paybis Partner Portal.

Prerequisites

Before you can send fiat payouts, you must have the Send Fiat role assigned to your Partner Portal account. Contact your Paybis account manager to request this permission if you don't have it.

How to Send a Fiat Payout

Log in to the Paybis Partner Portal and open Accounts > Send fiat. A payout has three steps: Amount, Beneficiary and Review.

1. Amount

Enter the amount you want to send. The page shows your current balance and the remaining balance after the payout, and the service fee. Click Send USD to continue (the button shows the currency of the balance you send from).

2. Beneficiary

Choose the beneficiary type:

• Personal - For payments to private persons. Enter the beneficiary's first and last name exactly as they appear on their bank account.
• Business - For payments to companies. Enter the company name exactly as registered with their bank.

Then enter:

• Beneficiary IBAN - The recipient's IBAN. Ensure the IBAN is valid and correctly formatted.
• Reference - A payment reference for your records (e.g., "Invoice 123 as of date", "Payment for services"). The reference must meet these rules:
  • 2 to 140 characters.
  • Allowed characters: letters (A-Z, a-z), digits (0-9), space, and / - ? : ( ) . ' +. Commas and underscores are not allowed.
  • It cannot consist of one repeated character, for example 44, AAAA or ---. Add another character instead, for example 44A or REF44.
  • Leading and trailing spaces are removed.

The Details panel shows the total to send, the estimated amount the beneficiary receives, the service fee, and the balance (with IBAN) the payout is sent from. Click Continue to go to the next step, or Cancel to leave without sending.

3. Review and Confirm

• Check all details on the Review step: beneficiary, IBAN, amount and reference.
• Ensure your prefunded balance has sufficient funds.
• Confirm to submit the payment.

Important Notes
✅ Verify IBAN: Always double-check the recipient's IBAN before confirming. Incorrect IBANs may result in failed transfers or funds sent to the wrong account.
✅ Check sufficient balance: Ensure your prefunded balance can cover the payout amount before initiating the transaction.
✅ Match recipient names: For personal beneficiaries, ensure first and last names match exactly as registered with the recipient's bank to avoid processing delays.
✅ Reference format: A reference that does not meet the rules above is rejected. The payout is not created, and the error is shown on the Review step.
✅ Supported currencies and payment methods: Availability depends on the currency and on your account setup. Contact your Paybis account manager to confirm what is enabled for you.

By following these steps, you can efficiently and securely send manual fiat payouts using Paybis Send.